M.Phil. Economics, University of Cambridge, 2009
B.Sc. Economics and Econometrics, University of Bristol, 2005
T: +44 (0) 20 7902 7795
Howard is a Senior Consultant with Nathan Associates London, and Principal, Nathan Associates India. He specializes in financial inclusion, challenge funds and the market systems approach to development. A trained economist, Howard has extensive experience in consultancy, public policy, and investment banking.
Since joining Nathan Associates in 2011, he has worked on DFID financial sector development programs in Uganda, Mozambique, Bangladesh, and Rwanda, and on the FSD Africa Program. He has led Nathan teams in the design of MasterCard Foundation’s Rural Finance challenge fund and UNCDF’s SHIFT fund in Southeast Asia. For UNCDF, he also co-authored an agricultural finance strategy. Howard has carried out a range of economic reviews and value-for-money appraisals, including for IFAD’s Rural Credit Fund Facility in Zambia and DFID’s microfinance support programs in Myanmar and Zimbabwe. He led a team designing and implementing Uganda’s National Small Business Survey and has published papers for DFID on topics that include financial sector development, interest rate caps, and the link between urbanization and productivity. Before joining Nathan, Howard was a fellow at the Overseas Development Institute working on macroeconomic and financial sector policy for the Government of Uganda.
Financial sector development